*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

    :root {
      --navy:     #1B3A6B;
      --navy-mid: #152e56;
      --navy-deep:#0d1f3c;
      --green:    #7AB648;
      --green-dk: #629138;
      --white:    #FFFFFF;
      --off:      #F5F7FA;
      --ink:      #111827;
      --muted:    #4B5563;
      --light:    #9CA3AF;
      --border:   #E5E9F0;
    }

    html { scroll-behavior: smooth; }

    body {
      font-family: Arial, Helvetica, sans-serif;
      color: var(--ink);
      background: var(--white);
      font-size: 17px;
      line-height: 1.65;
      -webkit-font-smoothing: antialiased;
    }

    /* ─── NAV ─── */
    nav {
      position: fixed;
      top: 0; left: 0; right: 0;
      z-index: 100;
      background: var(--navy-deep);
      display: flex;
      align-items: center;
      justify-content: space-between;
      padding: 0 56px;
      height: 68px;
      border-bottom: 1px solid rgba(255,255,255,0.06);
    }
    .nav-logo {
      font-size: 18px;
      font-weight: 900;
      color: var(--white);
      letter-spacing: 0.01em;
      text-decoration: none;
    }
    .nav-logo span { color: var(--green); }
    .nav-links { display: flex; gap: 40px; list-style: none; align-items: center; }
    .nav-links a {
      color: rgba(255,255,255,0.60);
      text-decoration: none;
      font-size: 13px;
      letter-spacing: 0.06em;
      text-transform: uppercase;
      font-weight: 700;
      transition: color 0.2s;
    }
    .nav-links a:hover { color: var(--white); }
    .nav-links a[aria-current="page"] { color: var(--white); }
    .nav-cta {
      background: var(--green) !important;
      color: var(--white) !important;
      padding: 10px 22px !important;
      border-radius: 5px;
      letter-spacing: 0.04em !important;
    }
    .nav-cta:hover { background: var(--green-dk) !important; color: var(--white) !important; }

    /* ─── HERO ─── */
    .hero {
      background: var(--navy-deep);
      padding-top: 68px;
      min-height: 100vh;
      display: grid;
      grid-template-columns: 1fr 460px;
      align-items: stretch;
      overflow: hidden;
      position: relative;
    }
    .hero::before {
      content: '';
      position: absolute;
      top: 0; left: 0; right: 0; bottom: 0;
      background: radial-gradient(ellipse at 30% 50%, rgba(27,58,107,0.6) 0%, transparent 70%);
      pointer-events: none;
    }
    .hero-content {
      padding: 100px 72px 100px 56px;
      display: flex;
      flex-direction: column;
      justify-content: center;
      position: relative;
      z-index: 2;
    }
    .hero-eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      font-size: 11px;
      letter-spacing: 0.20em;
      text-transform: uppercase;
      color: var(--green);
      font-weight: 700;
      margin-bottom: 32px;
    }
    .hero-eyebrow::before {
      content: '';
      display: block;
      width: 24px;
      height: 2px;
      background: var(--green);
    }
    .hero h1 {
      font-size: clamp(40px, 4.5vw, 68px);
      font-weight: 900;
      color: var(--white);
      line-height: 1.08;
      margin-bottom: 32px;
      letter-spacing: -0.025em;
    }
    .hero h1 em {
      font-style: normal;
      color: var(--green);
      display: block;
    }
    .hero-sub {
      font-size: 19px;
      color: rgba(255,255,255,0.60);
      max-width: 560px;
      line-height: 1.80;
      margin-bottom: 52px;
    }
    .hero-actions { display: flex; gap: 16px; flex-wrap: wrap; align-items: center; }
    .btn-primary {
      display: inline-block;
      background: var(--green);
      color: var(--white);
      font-size: 15px;
      font-weight: 700;
      padding: 16px 32px;
      border-radius: 5px;
      text-decoration: none;
      letter-spacing: 0.01em;
      transition: background 0.2s, transform 0.15s;
    }
    .btn-primary:hover { background: var(--green-dk); transform: translateY(-2px); }
    .btn-ghost {
      display: inline-block;
      color: rgba(255,255,255,0.50);
      font-size: 14px;
      text-decoration: none;
      border-bottom: 1px solid rgba(255,255,255,0.20);
      padding-bottom: 3px;
      transition: color 0.2s, border-color 0.2s;
    }
    .btn-ghost:hover { color: var(--white); border-color: rgba(255,255,255,0.60); }

    /* HERO PHOTO */
    .hero-photo {
      position: relative;
      display: flex;
      align-items: flex-end;
      overflow: hidden;
    }
    .hero-photo::before {
      content: '';
      position: absolute;
      inset: 0;
      background:
        linear-gradient(to right, var(--navy-deep) 0%, rgba(13,31,60,0.08) 20%, transparent 38%),
        linear-gradient(to top, var(--navy-deep) 0%, transparent 12%);
      z-index: 1;
    }
    .hero-photo img {
      width: 100%;
      height: 100%;
      object-fit: cover;
      object-position: center top;
      display: block;
    }
    .hero-photo-tag {
      position: absolute;
      bottom: 36px;
      right: 28px;
      z-index: 2;
      text-align: right;
    }
    .hero-photo-tag strong {
      display: block;
      font-size: 13px;
      font-weight: 900;
      color: var(--white);
      letter-spacing: 0.12em;
      text-transform: uppercase;
    }
    .hero-photo-company {
      font-size: 10px !important;
      color: rgba(255,255,255,0.40) !important;
      letter-spacing: 0.10em !important;
      text-transform: uppercase !important;
      font-weight: 600 !important;
      display: block !important;
      margin-top: 3px !important;
    }
    .hero-photo-tag span {
      font-size: 11px;
      color: var(--green);
      letter-spacing: 0.12em;
      text-transform: uppercase;
      font-weight: 700;
    }

    /* ─── PAGE HERO (interior pages, no photo) ─── */
    .page-hero {
      background: var(--navy-deep);
      padding: 160px 56px 110px;
      position: relative;
      overflow: hidden;
    }
    .page-hero::before {
      content: '';
      position: absolute;
      top: 0; left: 0; right: 0; bottom: 0;
      background: radial-gradient(ellipse at 30% 30%, rgba(27,58,107,0.6) 0%, transparent 70%);
      pointer-events: none;
    }
    .page-hero-inner {
      max-width: 760px;
      margin: 0 auto;
      position: relative;
      z-index: 2;
    }
    .page-hero h1 {
      font-size: clamp(36px, 4.2vw, 58px);
      font-weight: 900;
      color: var(--white);
      line-height: 1.12;
      margin-bottom: 28px;
      letter-spacing: -0.025em;
    }
    .page-hero h1 em { font-style: normal; color: var(--green); display: block; }

    /* ─── FAQ ─── */
    .faq-grid {
      display: grid;
      grid-template-columns: repeat(2, 1fr);
      gap: 48px 64px;
      margin-top: 56px;
    }
    .faq-item h3 {
      font-size: 18px;
      font-weight: 900;
      color: var(--navy);
      margin-bottom: 10px;
      letter-spacing: -0.01em;
    }
    .faq-item p { font-size: 15px; color: var(--muted); line-height: 1.75; }

    /* ─── CREDIBILITY BAR ─── */
    .cred-bar {
      background: var(--white);
      border-bottom: 1px solid var(--border);
    }
    .cred-grid {
      max-width: 1200px;
      margin: 0 auto;
      display: grid;
      grid-template-columns: repeat(4, 1fr);
    }
    .cred-item {
      padding: 40px 32px;
      border-right: 1px solid var(--border);
      display: flex;
      flex-direction: column;
      gap: 6px;
    }
    .cred-item:last-child { border-right: none; }
    .cred-value {
      font-size: 28px;
      font-weight: 900;
      color: var(--navy);
      line-height: 1;
      letter-spacing: -0.03em;
    }
    .cred-label { font-size: 13px; color: var(--muted); line-height: 1.45; }

    /* ─── AWARDS + MEDIA ─── */
    .awards-strip {
      background: var(--off);
      border-bottom: 1px solid var(--border);
      padding: 20px 56px;
      display: flex;
      align-items: center;
      justify-content: center;
      gap: 12px;
      flex-wrap: wrap;
    }
    .strip-label {
      font-size: 10px;
      letter-spacing: 0.18em;
      text-transform: uppercase;
      color: var(--light);
      font-weight: 700;
      margin-right: 8px;
    }
    .award-pill {
      background: var(--white);
      border: 1px solid var(--border);
      border-radius: 100px;
      padding: 6px 16px;
      font-size: 12px;
      color: var(--navy);
      font-weight: 700;
      letter-spacing: 0.01em;
      text-decoration: none;
      transition: border-color 0.2s, color 0.2s;
    }
    a.award-pill:hover { border-color: var(--green); color: var(--green-dk); }
    .media-strip {
      background: var(--white);
      border-bottom: 1px solid var(--border);
      padding: 22px 56px;
      display: flex;
      align-items: center;
      justify-content: center;
      gap: 56px;
      flex-wrap: wrap;
    }
    .media-items { display: flex; gap: 48px; align-items: center; flex-wrap: wrap; }
    .media-item {
      font-size: 12px;
      font-weight: 700;
      color: var(--navy);
      opacity: 0.35;
      letter-spacing: 0.05em;
      text-transform: uppercase;
    }

    /* ─── SECTIONS ─── */
    .section { padding: 120px 56px; }
    .section-inner { max-width: 1200px; margin: 0 auto; }
    .section-alt { background: var(--off); }
    .section-dark { background: var(--navy); }
    .section-deep { background: var(--navy-deep); }

    .eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 10px;
      font-size: 10px;
      letter-spacing: 0.20em;
      text-transform: uppercase;
      color: var(--green);
      font-weight: 700;
      margin-bottom: 20px;
    }
    .eyebrow::before {
      content: '';
      display: block;
      width: 20px;
      height: 2px;
      background: var(--green);
    }

    h2 {
      font-size: clamp(32px, 3.8vw, 52px);
      font-weight: 900;
      line-height: 1.1;
      letter-spacing: -0.025em;
      color: var(--navy);
      margin-bottom: 24px;
    }
    .section-dark h2,
    .section-deep h2 { color: var(--white); }

    .section-lead {
      font-size: 19px;
      color: var(--muted);
      max-width: 600px;
      line-height: 1.75;
      margin-bottom: 64px;
    }
    .section-dark .section-lead,
    .section-deep .section-lead { color: rgba(255,255,255,0.55); }

    /* ─── PROBLEM ─── */
    .problem-layout {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 100px;
      align-items: start;
    }
    .problem-body p {
      color: var(--muted);
      margin-bottom: 24px;
      font-size: 17px;
      line-height: 1.80;
    }
    .problem-body p:last-child { margin-bottom: 0; }
    .problem-body strong { color: var(--ink); font-weight: 700; }
    .problem-pull {
      border-left: 4px solid var(--green);
      padding: 36px 40px;
      background: var(--white);
      border-radius: 0 8px 8px 0;
      box-shadow: 0 4px 24px rgba(27,58,107,0.07);
    }
    .problem-pull p {
      font-size: 22px;
      font-weight: 700;
      color: var(--navy);
      line-height: 1.45;
      margin: 0;
    }
    .problem-note {
      margin-top: 20px;
      padding: 28px 32px;
      background: var(--off);
      border-radius: 8px;
      font-size: 14px;
      color: var(--muted);
      line-height: 1.75;
      border: 1px solid var(--border);
    }
    .problem-note strong { color: var(--ink); }

    /* ─── STEPS ─── */
    .steps-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 3px;
      margin-top: 64px;
    }
    .steps-grid.steps-grid-4 { grid-template-columns: repeat(2, 1fr); }
    .step-card {
      background: var(--white);
      padding: 56px 44px;
      position: relative;
    }
    .step-accent {
      width: 40px;
      height: 4px;
      background: var(--green);
      margin-bottom: 32px;
    }
    .step-num {
      font-size: 10px;
      letter-spacing: 0.20em;
      text-transform: uppercase;
      color: var(--light);
      font-weight: 700;
      margin-bottom: 12px;
    }
    .step-card h3 {
      font-size: 22px;
      font-weight: 900;
      color: var(--navy);
      margin-bottom: 18px;
      line-height: 1.2;
      letter-spacing: -0.01em;
    }
    .step-card p { font-size: 15px; color: var(--muted); line-height: 1.75; }
    .steps-cta {
      margin-top: 56px;
      display: flex;
      align-items: center;
      gap: 24px;
    }
    .btn-navy {
      display: inline-block;
      background: var(--navy);
      color: var(--white);
      font-size: 15px;
      font-weight: 700;
      padding: 16px 32px;
      border-radius: 5px;
      text-decoration: none;
      transition: background 0.2s, transform 0.15s;
    }
    .btn-navy:hover { background: var(--navy-mid); transform: translateY(-2px); }
    .steps-note { font-size: 14px; color: var(--muted); }

    /* ─── ABOUT ─── */
    .about-layout {
      display: grid;
      grid-template-columns: 1fr 400px;
      gap: 88px;
      align-items: center;
    }
    .about-body p {
      color: rgba(255,255,255,0.62);
      margin-bottom: 22px;
      font-size: 17px;
      line-height: 1.80;
    }
    .about-body strong { color: var(--white); }
    .about-img {
      border-radius: 10px;
      overflow: hidden;
      aspect-ratio: 3/4;
      box-shadow: 0 24px 64px rgba(0,0,0,0.35);
    }
    .about-img img {
      width: 100%;
      height: 100%;
      object-fit: cover;
      object-position: center top;
    }
    .about-cta {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      margin-top: 36px;
      color: var(--green);
      font-weight: 700;
      font-size: 15px;
      text-decoration: none;
      letter-spacing: 0.01em;
      transition: gap 0.2s;
    }
    .about-cta:hover { gap: 14px; }

    /* ─── PERSPECTIVES ─── */
    .perspectives-header {
      display: flex;
      align-items: flex-end;
      justify-content: space-between;
      margin-bottom: 48px;
      gap: 32px;
    }
    .perspectives-header .section-lead { margin-bottom: 0; }
    .read-all {
      font-size: 13px;
      font-weight: 700;
      color: var(--navy);
      text-decoration: none;
      letter-spacing: 0.06em;
      text-transform: uppercase;
      border-bottom: 2px solid var(--green);
      padding-bottom: 3px;
      white-space: nowrap;
      transition: color 0.2s;
    }
    .read-all:hover { color: var(--green); }
    .articles-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 3px;
    }
    .articles-grid.articles-grid-2 { grid-template-columns: repeat(2, 1fr); }
    .article-card {
      background: var(--off);
      padding: 44px 36px;
      border-top: 3px solid var(--border);
      transition: border-color 0.25s, transform 0.2s;
      text-decoration: none;
      display: block;
      color: inherit;
    }
    .article-card:hover { border-top-color: var(--green); transform: translateY(-3px); }
    .article-tag {
      font-size: 10px;
      letter-spacing: 0.18em;
      text-transform: uppercase;
      color: var(--green);
      font-weight: 700;
      margin-bottom: 16px;
    }
    .article-card h3 {
      font-size: 18px;
      font-weight: 900;
      color: var(--navy);
      line-height: 1.35;
      margin-bottom: 14px;
      letter-spacing: -0.01em;
    }
    .article-card p { font-size: 14px; color: var(--muted); line-height: 1.70; }
    .article-read {
      display: inline-flex;
      align-items: center;
      gap: 6px;
      margin-top: 22px;
      font-size: 13px;
      font-weight: 700;
      color: var(--navy);
      letter-spacing: 0.04em;
    }

    /* ─── OWNERS BAND ─── */
    .owners-band { background: var(--green); padding: 64px 56px; }
    .owners-inner {
      max-width: 1200px;
      margin: 0 auto;
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 48px;
      flex-wrap: wrap;
    }
    .owners-text h3 {
      font-size: 28px;
      font-weight: 900;
      color: var(--white);
      margin-bottom: 10px;
      letter-spacing: -0.02em;
    }
    .owners-text p { font-size: 16px; color: rgba(255,255,255,0.78); max-width: 560px; line-height: 1.65; }
    .btn-white {
      display: inline-block;
      background: var(--white);
      color: var(--green);
      font-size: 15px;
      font-weight: 700;
      padding: 16px 32px;
      border-radius: 5px;
      text-decoration: none;
      white-space: nowrap;
      transition: opacity 0.2s, transform 0.15s;
    }
    .btn-white:hover { opacity: 0.92; transform: translateY(-2px); }

    /* ─── CLOSING CTA ─── */
    .closing {
      background: var(--navy-deep);
      padding: 140px 56px;
      text-align: center;
      position: relative;
      overflow: hidden;
    }
    .closing::before {
      content: '';
      position: absolute;
      top: 50%; left: 50%;
      transform: translate(-50%, -50%);
      width: 600px;
      height: 600px;
      background: radial-gradient(circle, rgba(122,182,72,0.06) 0%, transparent 70%);
      pointer-events: none;
    }
    .closing h2 { color: var(--white); margin-bottom: 20px; position: relative; }
    .closing p {
      font-size: 19px;
      color: rgba(255,255,255,0.55);
      max-width: 520px;
      margin: 0 auto 52px;
      line-height: 1.75;
      position: relative;
    }
    .closing-actions { display: flex; flex-direction: column; align-items: center; gap: 16px; position: relative; }
    .closing-email { font-size: 14px; color: rgba(255,255,255,0.35); }
    .closing-email a {
      color: rgba(255,255,255,0.55);
      text-decoration: none;
      border-bottom: 1px solid rgba(255,255,255,0.20);
      transition: color 0.2s;
    }
    .closing-email a:hover { color: var(--white); }

    /* ─── FOOTER ─── */
    footer {
      background: #080f1e;
      padding: 44px 56px;
      display: flex;
      align-items: center;
      justify-content: space-between;
      flex-wrap: wrap;
      gap: 24px;
      border-top: 1px solid rgba(255,255,255,0.05);
    }
    .footer-logo { font-size: 16px; font-weight: 900; color: rgba(255,255,255,0.35); }
    .footer-logo span { color: var(--green); }
    .footer-links { display: flex; gap: 32px; list-style: none; }
    .footer-links a {
      font-size: 13px;
      color: rgba(255,255,255,0.28);
      text-decoration: none;
      transition: color 0.2s;
    }
    .footer-links a:hover { color: rgba(255,255,255,0.65); }
    .footer-copy { font-size: 12px; color: rgba(255,255,255,0.20); }

    /* ─── MOBILE NAV TOGGLE ─── */
    .nav-toggle {
      display: none;
      flex-direction: column;
      justify-content: center;
      gap: 5px;
      width: 32px;
      height: 32px;
      background: none;
      border: none;
      cursor: pointer;
      padding: 0;
      z-index: 101;
    }
    .nav-toggle span {
      display: block;
      width: 100%;
      height: 2px;
      background: var(--white);
      transition: transform 0.2s, opacity 0.2s;
    }
    .nav-toggle.active span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
    .nav-toggle.active span:nth-child(2) { opacity: 0; }
    .nav-toggle.active span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

    /* ─── RESPONSIVE ─── */
    @media (max-width: 968px) {
      nav { padding: 0 20px; }
      .nav-toggle { display: flex; }
      .nav-links {
        position: fixed;
        top: 68px; left: 0; right: 0;
        flex-direction: column;
        align-items: stretch;
        gap: 0;
        background: var(--navy-deep);
        max-height: 0;
        overflow: hidden;
        transition: max-height 0.3s ease;
        border-bottom: 1px solid rgba(255,255,255,0.06);
      }
      .nav-links.open { max-height: 400px; }
      .nav-links li { width: 100%; }
      .nav-links a {
        display: block;
        padding: 16px 20px !important;
        border-bottom: 1px solid rgba(255,255,255,0.06);
      }
      .nav-links li:last-child a { border-bottom: none; }
      .nav-links .nav-cta {
        display: block;
        text-align: center;
        margin: 16px 20px !important;
        width: calc(100% - 40px);
      }

      .hero { grid-template-columns: 1fr; min-height: auto; }
      .hero-content { order: 2; padding: 48px 24px; }
      .hero-photo { order: 1; height: 380px; }
      .hero-photo-tag { bottom: 20px; right: 20px; }

      .page-hero { padding: 100px 24px 64px; }

      .faq-grid { grid-template-columns: 1fr; gap: 40px; }

      .cred-grid { grid-template-columns: repeat(2, 1fr); }
      .cred-item { border-right: none; border-bottom: 1px solid var(--border); padding: 28px 20px; }
      .cred-item:nth-last-child(-n+2) { border-bottom: none; }

      .awards-strip, .media-strip { padding: 20px 24px; }
      .media-items { justify-content: center; gap: 28px; }

      .section { padding: 64px 24px; }

      .problem-layout { grid-template-columns: 1fr; gap: 48px; }

      .steps-grid, .steps-grid.steps-grid-4 { grid-template-columns: 1fr; gap: 2px; }
      .step-card { padding: 40px 28px; }
      .steps-cta { flex-direction: column; align-items: flex-start; gap: 16px; }

      .about-layout { grid-template-columns: 1fr; gap: 40px; }
      .about-img { order: -1; max-width: 320px; margin: 0 auto; }

      .perspectives-header { flex-direction: column; align-items: flex-start; gap: 16px; }
      .articles-grid, .articles-grid.articles-grid-2 { grid-template-columns: 1fr; gap: 2px; }

      .owners-band { padding: 48px 24px; }
      .owners-inner { flex-direction: column; text-align: center; gap: 24px; }

      .closing { padding: 80px 24px; }

      footer { flex-direction: column; text-align: center; gap: 20px; padding: 36px 24px; }
      .footer-links { gap: 20px; flex-wrap: wrap; justify-content: center; }
    }

    @media (max-width: 480px) {
      .hero-content { padding: 40px 20px; }
      .hero-sub { font-size: 17px; }
      .hero-actions { flex-direction: column; align-items: stretch; }
      .btn-primary, .btn-navy, .btn-white { text-align: center; }

      .cred-value { font-size: 24px; }

      .section { padding: 48px 20px; }
      .section-lead { font-size: 17px; margin-bottom: 40px; }

      .problem-pull { padding: 28px 24px; }
      .problem-pull p { font-size: 19px; }

      .owners-text h3 { font-size: 24px; }

      .closing p { font-size: 17px; }
      .closing-actions .btn-primary { width: 100%; }

      .footer-links { gap: 16px 20px; }
    }